LEASE INDUSTRY FINANCE

Alliance Leasing promises a high level of dedicated service and response with experienced, seasoned lending professionals that can commit on transactions due to local credit authority. We are able to review and commit to a credit approval within 48 hours when circumstances dictate the need. Most importantly, we realize that the lessee is your customer so you can be assured no solicitation will occur with your customer. We are interested in a variety of leases and offer fixed interest rates for terms up to ten years.

Advantages Of Working With Alliance Leasing, Inc.

Alliance Leasing, Inc. is interested in building a solid base of quality direct and indirect customers.

We are dedicated to providing a high level of service and response with experienced leasing professionals who can commit on transactions due to local credit authority.

We offer competitive rates that will assist in the profitable growth of your company.

Structures

• We offer fixed interest rate structures from 36 to 120 months.
• We prefer single investor leases, conditional sale contracts, and leverage leases (debt).
• Target transactions: $150,000 - $3,000,000.

Leasing Company Qualifications

We choose to partner with lessors who have been in business a minimum of five (5) years, with at least $1 million in net worth, audited statements and favorable funding source references. Leasing Companies should have the ability to commit, document, and fund on an interim basis prior to permanent funding. We expect to earn a minimum of $3-5 million of business annually.

Credit Criteria

We consider ourselves industry generalists and cash flow lenders.

• General credit criteria include: Revenues in excess of $10 million, Minimum debt service coverage of 1.2x, Maximum debt to tangible net worth at 3.5x, Minimum current ratio of 1.1x, and history of profitability and satisfactory payment performance.
• We require assets be located within the 48 contiguous states, with some exceptions, and have a preference for assets considered critical to the lessee's operations.

Preferred Industries

• Manufacturing
• Healthcare
• Municipal
• Technology
• Construction
• Office products
• Transportation

Preferred Asset Types

Contact Information